For Established Massachusetts Companies
You’re Either Overpaying Or Underinsured. Usually Both.
Independent review of the full commercial programme for Massachusetts companies with real payroll, fleets and property. Newton, MA. Over 20 years.
Takes about 60 seconds. 3 quick questions.
- Whole Programmes Marketed Across Many Carriers
- Senior Agent On Your Account, Newton MA
- 20+ Years With Established Massachusetts Companies
What an unchecked renewal usually hides
Most owners and finance leads are never told what is actually insured, and what still needs to be.
Renewed as-is
- Overpaying on a programme nobody marketed to another carrier
- Underinsured, with limits set years ago and never raised as revenue grew
- Overinsured, paying for cover the company no longer needs
- Nobody has walked your leadership through what is actually insured
Reviewed
- The whole programme marketed across many carriers, so you stop overpaying
- Limits tested against today's revenue, contracts, payroll and fleet
- Cover you are paying for and do not need taken back off the bill
- A clear conversation on what is insured and what still needs to be
What happens after you answer
- 1You answer three quick questions — about a minute, no payment details.
- 2A licensed commercial broker calls you back. One call, no call centre, the same senior agent every time.
- 3We read the whole programme — commercial auto and fleet, general liability, umbrella, property and workers' comp — then market it to many carriers.
Nothing changes on your current policy unless you decide to move.
Who is behind this
Kovalev Insurance Agency, an independent agency in Newton, MA, looking after established construction firms, restaurant groups, real estate portfolios and trucking operations across Greater Boston for over 20 years. Michael and the team market your programme to many carriers, and the agent who takes your call is the agent who stays with your account.
What we will not do
- No call centre and no rota of strangers on your account
- No pressure to move if your current policy is already right
- No selling your details on to anyone else
- No personal car or home insurance, commercial business only
What Massachusetts clients say
“This is my third year with Kovalev Insurance, and I must say I cannot ask for a better agency. They listen to me and always seem to be able to find policies that match my needs. Michael and Yulia are smart, knowledgeable, and professional. They will answer phone calls right away.”
“I have been a customer for about 10 years. They are hard working and reliable, honest people who appreciate their customers business. The customer service I receive from all staff is very professional, prompt and helpful. Strongly recommended!”
“Mike has been my agent since 2010. Never been disappointed. I've also worked in auto insurance industry since that time, and can fully confirm, he really knows what he's talking about.”
Frequently asked questions
Ready to have your whole programme read properly?
It takes about a minute, and nothing changes unless you want it to.